The MGA operations cost calculator
What manual submission intake, broker chasing and bordereaux production cost you each year.
This calculator invents nothing. The costs are arithmetic on what you type.
Submission intake
Reading, triaging and rekeying inbound submissions
Everything that arrives, including the ones you decline
Triage, extraction, rekeying into your systems
Salary, benefits, overhead
Enter your numbers and press Calculate
A guide, not a quote. Everything above is arithmetic on the numbers you typed. Real impact varies with your lines, your systems and your setup, which is why every Braven deployment starts by baselining your operation, not by estimating it.
Building, cleaning and reconciling bordereaux
Compilation, cleaning, corrections, resubmission
Salary, benefits, overhead
Enter your numbers and press Calculate
A guide, not a quote. Everything above is arithmetic on the numbers you typed. Real impact varies with your lines, your systems and your setup, which is why every Braven deployment starts by baselining your operation, not by estimating it.
Chasing missing information
Requests for missing documents, clarifications, chasers
Salary, benefits, overhead
Enter your numbers and press Calculate
A guide, not a quote. Everything above is arithmetic on the numbers you typed. Real impact varies with your lines, your systems and your setup, which is why every Braven deployment starts by baselining your operation, not by estimating it.
All three, on one shared hourly rate
Everything that arrives, including the ones you decline
Triage, extraction, rekeying into your systems
Compilation, cleaning, corrections, resubmission
Requests for missing documents, clarifications, chasers
Salary, benefits, overhead. One shared rate across all three.
Enter your numbers and press Calculate
A guide, not a quote. Everything above is arithmetic on the numbers you typed. Real impact varies with your lines, your systems and your setup, which is why every Braven deployment starts by baselining your operation, not by estimating it.
How the numbers are calculated
Take your submissions per month. Multiply by the minutes each one takes, divide by 60, then multiply by 12. That's your hours for the year. Hours times your fully loaded rate is the annual cost. Bordereaux work the same way: bordereaux per month, times hours per bordereau, times 12. So do follow-ups: count per month, times minutes each, divided by 60, times 12. The combined tab just adds all three on one shared rate. That's the whole model. No weightings. No industry multipliers. No benchmark data blended in behind the scenes. Which is why the page asks for your numbers instead of arriving with ours.
What counts where
Intake is everything that happens between a submission arriving and an underwriter actually working it. Reading the email chain. Opening the attachments. Pulling out the fields and rekeying them into your systems. Spotting the duplicate you already declined in March. Bordereaux production is the month-end grind: building the thing, cleaning it, fixing it, sending it again until the carrier accepts it. Follow-ups are the chasing. The missing documents, the clarifications, the third reminder about a loss run.
Why this shows cost, not savings
This page answers one question: what the manual work costs you today. It doesn't guess what any platform would save you, ours included. That number depends on your lines, your document mix and your systems, and the honest version of it comes from measurement, not a slider. Want the savings conversation? Bring these numbers to a demo and we'll baseline the real thing in week one.
From estimate to baseline
Everything on this page is an estimate, built on your own recall. The version that stands up in front of a capacity provider is a measured baseline: eight numbers, pulled from your email and policy admin system in week one, before anything gets installed. Section 7 of the buyer's guide lists them. Every Braven deployment starts there.
How to baseline these numbers properly in week one, and the forty questions to ask any vendor.
Forty weighted questions, two elimination gates and a shortlisting bar. Score any vendor, including us.
The MGAs, brokers and reinsurers running Braven in production.