How capacity providers oversee delegated books in 2026: the tooling landscape

The oldest lane makes reported data consistent. VIPR has built bordereaux data management for the London market since 2009. Its INTRALI platform validates, transforms and aggregates risk, premium and claims data into a single trusted model, with hundreds of checks run against the binder terms. VIPR offered INTRALI as the way across when the Delegated Data Manager ceased to be a core market service, saying in late 2023 that it served over 45 percent of Lloyd's managing agents. Watertrace tracks a facility from pre-inception to bind. It processes bordereaux into a standard format and gives audit teams a base for monitoring coverholders and TPAs. Bordereau.ai automates how bordereaux get ingested, validated, corrected and reconciled against a data contract the carrier defines once. It exports to Lloyd's 5.2 and custom formats, with an audit trail behind it. The DDM itself survives as an elective service through LIMOSS, powered by Charles Taylor InsureTech's Tide, for firms that still want the central pipe by choice. SwiftCase and BBNET run related systems for managing delegated authority, covering binder records, oversight workflow and what the carrier can see. Different products, one shared job: the files arrive clean, on time and in one shape, so the people who read them can trust what they say and act on it the day it lands.

The newest lane audits decisions rather than files. FurtherAI ships agentic AI across the underwriting lifecycle. Its scope covers submission intake, guideline validation, policy review and bordereaux generation. It reports a reinsurer customer that cut per audit workload by 45 percent, from roughly 200 hours to 110, across a panel of more than 100 MGAs.

Braven works in the same lane with a different center of gravity. Braven is the AI operations platform for MGAs and reinsurers that do their own underwriting. For capacity providers it operates as the audit layer on the delegated book. Binding authority adherence gets scored on every bound risk. A decision trail follows every underwriter. Every extracted field links to its source page, and the whole book stays visible live rather than ninety days late. It coexists with the lane one systems rather than replacing them. It reads the documents behind the data, operates in English, Spanish and Portuguese, and carries a 90 day full money back guarantee that no customer has claimed. Seventeen or more firms across seven countries run it in production. The rest of that story lives on Braven for capacity providers.